Lease or Finance?

You’ve finally found it – the perfect vehicle, your new Volkswagen. It ticks all the boxes and embodies everything you’ve been searching for in a car.

But now comes the next big decision: how do you want to acquire it? Should you lease or finance? Both options offer flexible payment plans, but which is the best financial strategy for you? 

Leasing and financing each have their own set of advantages and considerations. Let’s delve into the differences to help you make an informed decision. 


Leasing involves making payments over a predetermined period, typically with lower monthly payments compared to financing over the same term. At the end of the lease, you have the option to return the vehicle and lease a new Volkswagen or purchase the leased vehicle at a predetermined price. 


Financing, on the other hand, means purchasing the vehicle over a set period of time. At the end of the term, you’ll own the vehicle outright. 

Key Questions to Consider: 

To help guide your decision-making process, ask yourself these key questions: 

  1. Do you drive fewer than 25,000 kilometers a year? 
  2. Do you enjoy having the latest in modern design, comfort, and options? 
  3. Is it acceptable that ownership doesn’t bear your name? 
  4. Can you resist the urge to customize your vehicle? 
  5. Would you like to drive a new car more often? 

If you answered yes to most of these questions, leasing is likely the best option for you. Otherwise, financing might be the more suitable choice if you answered no to most. 

For Those Leaning Towards Leasing

It’s essential to be aware of potential obligations regarding wear and tear on the vehicle. However, with Volkswagen Protection Plus, there’s a suite of protection products available, including the lease excess wear waiver, which shields you from excess wear and tear charges.

Many Protection Plus plans are beneficial for both leasing and financing, offering peace of mind regardless of your chosen path. 

Check out our video guide for a more visual understanding of the leasing vs. financing debate and how it relates to your Volkswagen purchase. Or, visit your local Volkswagen dealer for more details on leasing or financing your brand-new Volkswagen. With the right choice, you’ll be hitting the road in your dream car in no time.